Estate Planning Isn’t Just for the Wealthy—It’s for the Wise
Why Every Adult Needs a Basic Plan (and What That Actually Means).
Let’s be honest: the phrase estate planning sounds like something for millionaires with trust funds and vacation homes in Aspen.
But here’s the truth:
If you have a bank account, a child, a partner, a pet, or a favorite necklace—you need a plan.
Estate planning isn’t about how much you have. It’s about what happens to the things and people you care about if something unexpected happens to you.
✱ So What Is Estate Planning, Really?
At its core, estate planning means putting legal tools in place to:
Say who gets what (your will)
Say who can act on your behalf if you're alive but incapacitated (your power of attorney)
Say who makes healthcare decisions if you can’t (your healthcare POA/living will)
That's it.
You don’t need a trust. You don’t need to be wealthy. You just need to be proactive.
✱ What Happens If You Don’t Have a Plan?
If you don’t choose, the state chooses for you.
That means:
Your spouse might not inherit everything you assumed they would
The wrong family member might end up managing your estate
No one may be able to access your accounts or pay your bills
It’s not just inconvenient. It can create conflict, delay, and unnecessary expenses—often during one of the hardest times in your family’s life.
✱ Why You Shouldn’t Wait
Estate planning isn’t just for when you’re old.
Here are 5 moments when it’s smart to set up (or update) your documents:
You’re getting married or remarried
You’ve had a child (or plan to soon)
You’ve bought a home or started a business
You’re getting separated or divorced
You just want to know your affairs are in order
✱ What I Offer at Balbach Legal Services
I make estate planning simple, accessible, and stress-free. No courtroom drama. No billable hours. Just straightforward, flat-fee services—fully virtual and customized to your life.
Basic Packages Include:
Simple Will
Healthcare Power of Attorney
Financial Power of Attorney
Add-ons like living wills, quit claim deeds, or digital asset instructions available
You don’t need to be rich.
You just need to be ready.
